This is our #1 best selling necklace! A new twist on a monogram necklace! Young & old, everyone likes to display their own initial around their neck. Your choice of any one signal flag letter to proudly wear. The letters shown here are "Z", "M" & "S". All letters are approximately 1" square. You may also choose a DIVERS DOWN FLAG by specifying this in the box above. Bail colors are silver or gold, your choice. All pendants come with a FREE black cord necklace either 14", 16" or 18", your choice of length only. I have various styles at any given time all with lobster clasps, some with adjustable chain some without. Some are satin cord some are leather cord. What you see is not always what you get, but hey its free! You can always use your own chain or choker style necklace too.